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AmeriCredit

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172 complaints

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AmeriCredit is a public company that specializes in subprime auto financing and purchasing automobile loans. The company was established in 1992. The very first offices were opened in Fort Worth and Houston. Nowadays the company is headquartered in Fort Worth, Texas.

The revenue of AmeriCredit is about $1,4 billion. The company provides a vast range of auto loans to customers which are considered to be questionable due to having poor credit records or no credit at all.

The loans are provided both directly and through auto dealerships. AmeriCredit is on the lists of Fortune 1000.

Besides, this car loan provider offers auto counseling and some other services connected with automobiles. Please try to contact AmeriCredit Customer Service directly prior to posting any complaints on this site.

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AmeriCredit Complaints & Reviews

AmeriCredit Reviews

Sommer
AmeriCredit - Worried!!

This company does not help you and I see all the complaints regarding paying the car off and they tack on more money at the end of the loan...Great!! I am 8 days late and they cal...

#291490
Jan 24, 2012
40

Billsgal
AmeriCredit - Making me pay for a car still that i havent had in over 7 years

My husband and I purchased a car in 2001. He committed suicide in 2002. I therefore lost my home, then my car. My car was repossed in 2004. Americredit sold the car. I have no...

#290766
Jan 21, 2012
86

Max516
AmeriCredit - Paid off car am owed a refund I am getting run around

I refinanced my car with another company. I was told to keep paying my loan until it was apid off. They paid off my loan and I had already sent a payment. I am due refund and now I...

#288814
Jan 13, 2012
105

Anonymous
Not a future consumer of AmeriCredit

I made a payment Dec 22 with Americredit western union Speed pay then sent my payoff amount with a certified check from bank they sent me my title . I needed a o balance receipt f...

#288655
Jan 12, 2012
113

Anonymous
Asked AmeriCredit for a loan amorization schedule and they refused..

This answer to my email is completely acceptable. I am REQUIRING a loan amortization schedule from AmeriCredit because the balance that AmeriCredit shows that I owe on my 2003 BMW ...

#288628
Jan 12, 2012
111

Anonymous
AmeriCredit - Un professional staff!!!

The customer service staff is the most unprofessionals I have ever dealt with in my entire life. They are rude inconsiderate, and sound like that don't have a clue of what they...

#286842
Jan 06, 2012
101

Anonymous
AmeriCredit

Americredit sold the truck and want to charge me $21,900. I has the truck for 3years and 9 mos. I only owe them $5000.00. They suck we should complaint to ftc and sue them.I call f...

#282976
Dec 21, 2011
198

Breaking...
AmeriCredit - I have paid 40,000

I have paid ameiricredit 40,000 dollars on a 2005 Nissan Altima. The original cost of the vehicle was 21,000/ I have paid my deferments and pretty much have the late fees. Ameiric...

#281159
Dec 13, 2011
282

Jeanie123
BEWARE of AmeriCredit

My loan was taken out in 2004 , 72 months @ 18.50 % . I've paid over 31,000 12,000 was in interest ! I lost my job due to medical conditions been in & out of hospitals. My tota...

#280248
Dec 09, 2011
328

Meinindy
AmeriCredit - WHAT A HEARTLESS COMPANY

I paid off my autoloan in July 2010 after six years of payments. In the six years I was late approx 5 times. At one point in time I had run 2 months behind, but made the payments u...

#276591
Nov 22, 2011
591

Anonymous
AmeriCredit - Wtf !

I have never in my life dealt with a bank so *** ! I hope this bank goes under with no bail out . There staff have no clue what there doing there online banking system is a waste o...

#273562
Nov 08, 2011
299

Flamin M...
AmeriCredit - US MILITARY BEWARE OF THIS COMPANY!

My brother recently returned from his third deployment overseas and moved to his new duty assignment at Ft Lewis, Washington. Shortly after he arrived, he bought a car from a GM d...

#268129
Oct 14, 2011
600

Anonymous
AmeriCredit - Post lies about my credit history

Americredit ran a credit check and could not read what was on the credit report. They need to back to school to learn to read. Stating I had to high of balance on my revolving ac...

#262269
Sep 16, 2011
413

Anonymous
AmeriCredit is the worse, if your one day late they start to call you at 8 in the am and don't stop

AmeriCredit don't any one finance any thing from this company they have to be the biggest pain in the *** ever. It is just another manner of loan sharking they well keep on h...

#262067
Sep 15, 2011
590

Anonymous
AmeriCredit - Payoff more than payments combined

I seriously do not, and I mean, do not deal with this company. I had 1 car note left, with two months to pay off my car, and Americredit says that my last payment is almost twice ...

#259824
Sep 04, 2011
692

Bbooker
AmeriCredit - Excessive late fees masked as interest

My car was totaled and paid off by my insurance company. Americredit not only posted this as a one-time payment but charged $25 a day in what they call interest. The word interest ...

#256310
Aug 18, 2011
557

Anonymous
AmeriCredit Took My Car :-(

Americredit took my car. I had made a payment 10 days earlier and was one payment behind. I had an agreement to make another payment that day. They had someone come and get it befo...

#252870
Aug 02, 2011
936

DJKeVUSM...
AmeriCredit - High Interest

After I filed for bankruptcy, I was contacted by Kerns Ford in Celina, Ohio that I could get a used vehicle and was pre-approved for a loan and after I picked a vehicle and some ne...

#252685
Aug 01, 2011
689

Anonymous
AmeriCredit - Repossed the car and undersold at auction

My van was picked up in the middle of the night. I even had the money to make payment and get the vehicle back and was told since it was picked up I was not able to get it back, b...

#250252
Jul 20, 2011
730

Marlene1...
AmeriCredit will not reimburse me $534.00 which I overpaid to them

On June 16, 2011, I paid off a $22,000 car loan with AmeriCredit. On July 1, 2011, my bank sent a payment of $498.00 in error to go towards this car loan. On July 6, 2011, I cont...

#249121
Jul 15, 2011
685

Jsny01
AmeriCredit Subprime Loan Sharking Scheme

I was given a loan i should have not been accepted for 6 years ago. I was 19 with no credit and very little income yet i was financed a $12,000 loan with $300 a month payments. Tha...

#239397
May 24, 2011
1178

Anonymous
AmeriCredit - Harrassement

My vehicle was fully insured when someone stole it from the repair shop and totaled it out. Now Americredit wants me to pay them the balance that is left from where the insurance ...

#238519
May 19, 2011
612

Anonymous
AmeriCredit - Lied about interest rates & simple interest payoff

Americredit is the most unethical company I have had the displeasure of doing business with! Americredit called me, stating that they will refinance my car at a lower interest rate...

#236011
May 05, 2011
950

Clothesg...
AmeriCredit Late Fee Scam

AmeriCredit does shady accounting so they can charge late fees that yields them a 60% return. Since November of 2008, I have had severe problems with this company. My car is financ...

#235337
May 02, 2011
950

Anonymous
AmeriCredit trying to rip me off

I sent mays payment in early and an extra 7000 dollars for principle only i have been paying on this truck for 6 yrs never late i got down to 8872.11 so thats when i sent the 7000 ...

#235152
Apr 30, 2011
974

Anonymous
AmeriCredit - My bank account was tampered with, fell behind on payments, creditors unwilling to work with me

I am pissed because my bank account was tampered with, got police report and still, sent in payments and was making effort to catch up and car reposed.I am a double victim. ...

#232989
Apr 18, 2011
701

Nutsaz
AmeriCredit - Harassment

Why does americredit harass people after they have been asked not to call anymore. example - i have an account with americredit and am not the best customer however there are peopl...

#232272
Apr 14, 2011
860

Anonymous
AmeriCredit unprofessional, rude, liars!!! Harassing wrong person!!!

Americredit has some csr's that are rude liars!!! I told the csr that I was not the person they were calling & instead of being apologetic, this male calls me a liar & disputes...

#229733
Mar 30, 2011
551

Anonymous
AmeriCredit IS A JOKE....

On 07/05/2007 my wife and I purchased a vehicle from CENTRAL KIA/ISUZU IN IRVING TEXAS, the vehicle was finance by AMERICREDIT. We have made every payment and maintained insurance ...

#227486
Mar 18, 2011
1193

Anonymous
AmeriCredit is only a company

Americredit is only a finance company. They use your credit score to determine the interest. They give you pretty bad terms. I'm still paying on my car loan which I totaled, but lu...

#227406
Mar 18, 2011
886
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