If you don't want a high rate, pay your bills on time and don't sign your paperwork! AmeriCredit specializes in sub-prime loans and gets people back on track after they have had financial problems in the past. If you have great credit go to a credit union or another bank. Be smart about your credit and your decisions, it's your job to know what your rates should be, not anyone elses. Rates are set for the risk of the customer. If you have ratty credit your going to get a high rate because you are at a higher risk of not paying your bill as you have proven in the past with your overall credit history. Always read your paperwork before you sign something. Dah!


  Comments (8)
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1. Written by God's Child, on 07-01-2009 09:10

In the Blood of Jesus I ask you father God 

to handle this negative situation regarding Americredit fraudlent activities against the poor.

2. Written by God's Child, on 07-01-2009 09:10

In the Blood of Jesus I ask you father God 

to handle this negative situation regarding Americredit fraudlent activities against the poor.

3. Written by PennyPincher, on 13-10-2008 20:54

Companies like Americredit are what is wrong with our economy. We are paying for their _*#@Ing CEO's Golden Parachute.

4. Written by bad luck dude, on 10-10-2008 14:50

Listen all you pro-americredit idiots. My wife and I lived in Ohio, both LOST our jobs within two months of each other (a teacher and an internet tech), subsequently lost our house, moved to L.A. to get work with a car lease in it's last year, got work, when the time came to switch from the leased car to a new vehicle, had to go with americredit because of the house. 54% interest!!!!!!! Can't get out of it. Both working, making the payments by auto withdraw, never late. Yes, we needed the car but they do not need 54% INTEREST!!!!!!!!!!

5. Written by Ted, on 06-10-2008 17:40

Repo Man is probably some right-wing redneck that is to blame for ruining our economy. But hey, Repo Man probably voted for Bush because he thought Bush looked like he'd be fun to have a beer with...

6. Written by repo man hunter, on 29-09-2008 16:59

come try to repo my car repo man, i dare you

7. Written by hunter, on 29-09-2008 16:57

go *** yourself , you must work for them or a company like. you are most prob one of them shady little *** that puts all that fine print in the contract or uses the misleading tactics that bill heard chevrolet does to sucker you in. funny how companies like this or associate themselves with them are getting investigated or going out of business. you need your *** kicked

8. Written by Repo Man, on 27-08-2008 20:26

I agree. Thanks for the truth.

Comments on Read your contract dumbass!!!!

Consumer Forum is another great place to discuss consumer concerns NOT RELATED to this article.

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