Americredit sucks! I've had a loan with them for 3 years and have never been late with a single payment. I'm out of work due to maternity leave and just found out my short-term disability insurance isn't coming through. I called to request a deferrment for next month's payment and was told simply that deferrments were not an option - under any circumstances - period.
I've been a good customer and have fallen on a short-term financial hardship- all I needed was a little extra time on ONE payment! So now I've had to cancel their authorization to debit from my checking account and just plan to be a month late on my next payment.
Thanks for nothing, Americredit!