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contact AmeriCredit or rather gm financial now and ask them to mail u a copy of the transcript of when the vehicle was actually charged off. if it has been more than 3 years the irs cannot charge you for it. the statue of limitations for an audit from the irs is 3...
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Warner, New Hampshire
#583462
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I fell behind on car payments. Americredit harrassed me at work and home. Wouldn't work with me. They repo my car. Then they said they would work with me. Still harrassed me at work when I told them not to call me at work.
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Anonymous
Karl

Americredit is a special finance bank. They already worked with you giving you a loan. You screwed up

Anonymous
never again

They repo me also for being 2 months behind. Wouldn't work with me and thus is my second car with them. Terrible all about screwing you. Send you random emails and you can nev...

#578606
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Like many others,.Americredit repossessed my vehicle in 2009. I just received an IRS tax letter stating there was a 1099C filed on my behalf for over $4k. Is there anything I can do about this? I collected no money from the resale of this car and the negative credit...
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Anonymous
CMK

If there is a circumstance in which you can prove insolvency with the IRS and file a 1040X, that may be helpful.

Anonymous
Anonymous

contact AmeriCredit or rather gm financial now and ask them to mail u a copy of the transcript of when the vehicle was actually charged off. if it has been more than 3 years...

#577865
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Americredit Loan Review

AmeriCredit
#584577
1.0
Details
Please SOMEONE ANYONE do something about these people putting you out there to look bad to car dealerships! With these people stating that my husband has an OUTRAGEOUS NUMBER OF DELINQUENCIES on his CREDIT I personally have the fear with them doing credit reports to the dealerships as well we will NEVER GET APPROVED FOR A VEHICLE!!!! PLEASE DO SOMETHING ABOUT THIS "SO-CALLED" COMPANY!!!!!
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Car Financing Review

AmeriCredit
#584575
Shows on my husbands credit from a dealership we went to trying to get financed for a car that he has an OUTRAGEOUS number of delinquencies on his credit. Both of us know that is not true at all. Someone PLEASE do something about these people making your name and credit look bad!!!!!!
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Other Product Review

AmeriCredit
#584279
1.0
Details
This company put something on my credit after 10 years
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Other Product Review

AmeriCredit
#572067
I have never had an account with GM or Americredit. I don't know why the IRS would accept this without proper notification to me. I am pissed off about this not to mention that that this is no where in any of my credit reports.
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After purchasing a car through AmeriCredit in 2008 my wife became permanently disabled reducing our monthly income to less than half. The car payment was high and we could not afford it any longer. Repeatedly told them of our problem and finally had to have them to...
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Anonymous
LMW

It's actually legal. First of all, voluntary repossessions are still repossessions and still impact one's credit negatively. Secondly, the creditor can legally come after you ...

1.0
I didn't like
  • Would not work with us
#577814
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These people are criminals I had a car totaled and purchased gap insurance they which they did not honor because of one payment being deferred which I was entitled to. Amd then had the nerve to tell me after the three year's I made all payments on time I could get a...
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Anonymous
Doll baby

Im currently still fighting this same problem report them to the bbb thats what im doing after three years. When I bought the car non of that information was even disclosed a...

#576727
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So, my husband had a vehicle loan with this company, it was repossessed in 2007. We get a letter from the IRS saying there was a change in our information that we didn't report income. So now we have to pay $1263 to the IRS by January 21. How the *** can you report...
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Anonymous
radd

i just received a letter from IRS saying i owe them 2900 for a 1099c i never got, on paper work its frm Americredit they Reposed in 2007 how can they do this i`m sure they ca...

1.0
#574782
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This company is literally ROBBING people with 20% interest rates on loans. Avoid them at all cost. I got a car loan on $15,000. The interest rate was 21%. My car payments were $385.00 a month at 21% interest. I had a bankruptcy on my credit record at the time and was...
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1.0
I didn't like
  • Interest
#568767
Reply to reviews
I too had a vehicle repo'd in 2005 and they sold it in less than 1 week. I began paying the rest of the debt and then they quit taking the money. Never heard from them. Until 2014 I got a letter from the IRS saying I owed money from 2012 taxes. Americredit turned it in...
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Anonymous
Ananymous

We are experiencing the same thing right now - only my husband hasn't purchased a car in 12 years!!! Now they are claiming they forgave some debt and we didn't report it on o...

#565162
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I can't believed how this company come in repo u vehicle place a lot debt in my credit report I did not toll then to sale the vehicle cheaper for nothing my vehicle was only 4 month in the price 35000 the sold my vehicle for 13000 that what the said who know much the...
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#548776
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AmeriCredit came repo my vehicle left me in dead for 23000 in my credit report my email is semo_law_indianj@hotmail.com 7 years paying this price this dead bill all my son was in car accidently close dead the only thing could think that time to stay with son in...
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Anonymous
Itsoktousepunctuationontheinte

Pick up the phone and talk to them. You might find they are more understanding if you are straight with them. If you avoid the calls, or avoid your agreement they have no way ...

#548769
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